PANTA FAMILY


Thursday, July 19, 2007

Go Online For Holiday Home Mortgage Offers

As a very rough guide the typical holiday home mortgage will provide up to a maximum of between 70% and 80% of the value of your holiday property. Along with this the majority of lenders will insist that there is a minimum amount for the property, this is usually a figure somewhere in the region of £80,000, and on top of this all lenders will need to make sure that you are able to make the repayments of the mortgage. As you can see holiday home and holiday let mortgages are very intricate and can be much harder to get than a normal mortgage let alone to get the best deal and this is a very good reason to take a broker’s advice.

However even if you choose to go with a broker, when it comes down to it, the choice of mortgage is yours and if you do have any ideas then you should talk with the broker about this. Your broker will work with you and respect your wishes but remember the reason you have gone with them in the first place is because they have the expertise when it comes to finding the best holiday home mortgage offers.

Not only can the broker help you to get the best deal on your mortgage but they can be a valuable lifeline when it comes to taking a huge amount of stress off your shoulders. Going into the holiday home business isn’t easy and the mortgage while of course being essential to the venture isn’t the only factor that has to be taken into consideration.

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