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Sunday, August 5, 2007

Money Merge Account Review - The Truth About The Money Merge Account

In order to build equity more rapidly, you must have a lender that will immediately apply each 1/2 monthly payment upon receipt. If the lender waits until the second payment has been received before crediting the loan, you won’t see the benefits. When worked properly, this is a decent plan and is effective in reducing your amortization schedule. One of the downsides of this is that there is no built-in plan to come up with the extra money.

Another method to paying off mortgage and other debt is the debt roll-down. The idea here is to set aside a certain amount for debt repayment and continue to maintain the total monthly amount you pay in debt reduction even after the first debt is paid off. You would then target each debt you have in the order of highest interest rate. This is effective, requires a lot of discipline but does not employ the concept of interest arbitrage, or interest cancellation.

The Money Merge Account is neither a bi-weekly or debt roll down. With the Money Merge Account, the homeowner would set up a specific type of HELOC (Home Equity Line Of Credit) that would be open-ended. In this case the interest would be charged on the average daily balance rather than month-end principal balance and would act as a primary checking account allowing monies to be deposited and withdrawn using checks, debit or transfers. Rather than using a standard checking or savings account where your money sits, waiting to be spent and doing nothing for you; you would use the functionality of the HELOC to compress the principal balance in which the interest is calculated (on an average daily balance).

Taking into consideration the structure and interest rates of the HELOC and the first mortgage, your income and expenses; the Money Merge Account software would prompt you periodically to make extra payments to your first mortgage. This prompt would be a specific dollar amount, to the penny and applied on a specific date as to maximize interest cancellation. Once the payment is made, the balance owed on the HELOC would go up, you would then deposit your paycheck back into the HELOC driving the average daily balance and interest charges back down canceling interest until it’s time to pay expenses again.

By using this method, you are using a portion of your discretionary income which includes the offset interest from the HELOC. The extra payments to your first mortgage would not necessarily be applied every month; it would depend on your particular cash flow situation. With this method, the average homeowner will pay off their home in as little to ½ to 1/3 the time.

So with the cooling real estate market and ever increasing demand for solutions to mortgage debt, many ideas will emerge, as necessity is truly the mother of invention. Whereas the concept of interest cancellation is not new, the systematic approach of the Money Merge Account software definitely is and worth a second look as a viable option.

I hope you have found this article informative and interesting. Feel free to contact me if you have questions.

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تقوم كذلك بتقديم كافة التسهيلات وسيارات النقل لتحصل على افضل خدمة شراء اثاث مستعمل بالرياض
علما بان الشركة تستخدم افضل المنظفات والمطهرات والمعقمات التى تحقق اعلى نتائج التنظيف المطلوبة فى تنظيف منازل بالرياض

وتنظيف الفلل والشقق وكافة المؤسسات الاخرى
لتصبح شركة الاخلاص افضل شركة غسيل خزانات بالرياض بجانب خدمات التعقيم والتطهير المميزه التى تتم باستخدام افضل المواد المنظفه والمحاليل المطهره والتى تحقق اعلى نتائج خاصة بتنظيف خزانات المياه بالرياض
شركة تخزين العفش بالرياض
وتقوم ايضا بتنظيف كنب بالرياض فهى افضل افضل شركة تنظيف المجالس بالرياض وبالمملكة فابتصالك بنا تحصل على افضل شركة تنظيف
مع العلم ان شركة نقل العفش بالرياض تقدم خدمات نقل الاثاث الدولى خارج الممكلة بكل سهولة بالاعتماد على احدث سيارات الشحن الدولى والتى تتميز بالسرعه والامان عند نقل الاثاث
افضل شركات نقل عفش بالرياض
فشركة البيت الافضل شركة كشف تسربات المياه بالرياض تسعى بكل جهدها للوصل لحل لهذه التسريبات والتقليل من فاتورة المياه الخاصه بك بعد حل مشكلة التسربات بالاعتماد على اقوى وافضل عماله متخصصه وخبرة فى استخدام هذه الاجهزة باحتراف
شركة رش مبيدات بالدمام
شركة كشف تسربات بالرياض
افضل شركة مكافحة الحشرات بالرياض

شركة مكافحة صراصير بالرياض
ونقدم افضل خدمة جلى بلاط بالرياض فشركة البيت الافضل تشتهر بانها افضل شركة جلى بلاط بالرياض
تعمل على جلى جميع انواع البلاط والرخام

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November 12, 2016 at 7:43:00 PM PST  
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March 27, 2017 at 1:28:00 PM PDT  
Blogger khaled ali said...

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March 27, 2017 at 1:35:00 PM PDT  
Blogger khaled ali said...

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March 27, 2017 at 1:35:00 PM PDT  
Blogger Akramakram Akram said...


شركتنا من افضل واقدم الشركات في مجال مكافحه جميع انواع الحشرات المرئيه والغير مرئيه ولديها خبره عاليه في اباده الحشرات بجميع انواعها وتستخدم اقوي المبيدات العاليه والمسرح بها من وزاره الصحه حفاظا منا علي صحه وسلامه الانسان والبيئه المحيطه بها

شركة مكافحه حشرات بالدمام

نحن الافضل علي الاطلاق في هذا المجال فلدينا خبره كبيره في رش مبيدات امنه للقضاء علي كافه انواع الحشرات فلدينا مبيدات عاليه الجوده مصنوعه من مواد طبيعيه امنه علي صحه الانسان وعلي البيئه ومتخصصه في كيفيه رش المبيدات في اسرع وقت وباقل التكاليف

شركة رش مبيدات بالدمام

الحمام من الطيور المنتشره في المملكه وتسبب اضرار ماديه ومعنويه فنحن متخصصون في مكافحه الحمام والقضاء عليه بطرق جديده ومبتكره بدون حدوث خسائر او قلق لصاحب المنزل او المكان الذي يعاني من انتشار الحمام عليه فنحن لدينا الخبره الكافيه لذلك وممتازين باسعارنا التي لا مثيل لها وادواتنا والعماله المدربه جيدا علي كيفيه اصطياد الحمام والقضاء عليه

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الطبيعه الرمليه بالارض السعوديه تعمل علي انتشار النمل الابيض في كل مكان ويسبب اضرار حميمه بالاشخاص والممتلكات فنحن متخصصون في مكافحه النمل الابيض بافضل مبيدات مصنوعه حصيصا لذلك للتخلص منه في اسرع وقت وباقل الاسعار والتكاليف فنحن نعمل علي راحتك وخدمتك اينما كنت ففروعنا كبيره ومنتشره في كافه اشخاص المملكه

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عملائنا الكرام نحن من اكبر واقدم الشركات في مجال مكافحه كافه انواع الحشرات فلدينا الخبره لذلك والعمال المدربين جيدا في مكافحه جميع انواع الحشرات بافضل المبيدات الاوربيه المميزه والامنه صحيا فنحن نتنافس مع انفسنا والاخرين للوصول الي افضل حذمه باقل الاسعار الممكنه

شركة مكافحه الحشرات بالاحساء







May 5, 2018 at 8:25:00 AM PDT  
Blogger Akramakram Akram said...


فى شركة الشامل نقدم خدمة تنظيف المنازل نسعى دائما الى الافضل ولنا مميزات عديده ومختلفه وجديده اذا كنت تريد تنظيف بيتك فلا تبتعد عن شركة الشامل
شركة تنظيف بخميس مشيط
ففريقنا يتميز بالسرعه والخبره والمهاره والكفائه والدقه فى اداء العمل كما نتميز باستيراد كل ما هو حديث من الات التنظيف لمواكبة التطور وانهاء العمل بسهولة ويسر
شركة تنظيف منازل بخميس مشيط
مانمتلكة من الات حديثة وفريق عمل لديه الخبره؟
- فلا تقلق عزيزى العميل فشركتنا شركة تنظيف موكيت بخميس مشيط متنوعه فى تقديم خدماتها لجميع العملاء فى المساحات المختلفه
شركة تنظيف موكيت بخميس مشيط
لتحصل على الدقه والجوده فى الاداء مع حسن المعامله فشركتنا لديها خدمة تنظيف الفلل والقصور والشقق والشركات واعمال البناء والمطاعم وغيرها
شركة تنظيف بابها
فاذا كنت تريد تنظيف البيت كاملا من الداخل ومن الخارج او جزء منه مثل المجالس او السجاد والموكيت وغيره
شركة تنظيف منازل بابها
فان ما يميز شركتنا شركة تنظيف منازل وفلل هو ان لديها اقوى فريق عمل متخصص تم اختياره بعد العديد من الاختبارات لاختيار افضلهم
شركة تنظيف موكيت وسجاد بابها
وبعد ذلك يتم تدريبه بصفه مستمره على ايدى امهر الخبراء الفنيين ذات الجنسيات المتعدده ليتم تدريبهم على احدث الطرق والاساليب الفنيه الحديثه فى التعامل مع اغراض البيت والاجهزه والالات الحديثه.


شركة تنظيف ببيشة
فمع شركتنا شركة الشامل لعمليات التنظيف بخميس مشيط وابها يتحول بيتك من بيت ملئ بالاتربه والغبار والاوساخ الى بيت نظيف ولامع خالى من الاوساخ والميكروبات وذات رائحه جميله
شركة تنظيف بنجران
وتتميز شركتنا بسرعة الاستجابه للعملاء لاننا نمتلك الخبره والمصداقيه والثقه المكتسبه من طول المداومه فى مجال عمليات التنظيف

May 5, 2018 at 8:26:00 AM PDT  
Blogger Thanks Thanks said...

مكافحة حشرات بخميس مشيط

May 19, 2018 at 5:30:00 PM PDT  
Blogger Thanks Thanks said...

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May 19, 2018 at 5:30:00 PM PDT  
Blogger Thanks Thanks said...

شركة مكافحة حشرات بالرياض

May 19, 2018 at 5:31:00 PM PDT  

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